Personal finance is difficult to pay attention to if you think that saving some of your money is going to deprive you of something you really want.
Unlike other personal finance tips, the following are painless ways to save a little bit more of your money without feeling like you have to deprive yourself in order to save.

Don’t do any Forex trading without first analyzing the market. In the world of currency trading, any attempt to trade without first examining the market is just pure gambling. Gambling can be fun, but eventually you will lose all of your money. So, study the market extensively before you do any trading.

If you’re very good at paying your credit card bills on time, get a card that is affiliated with your favorite airline or hotel. The miles or points you accumulate can save you a bundle in transportation and accommodation costs. Most credit cards offer bonuses for certain purchases as well, so always ask to gain the most points.

To eliminate emergencies killing your personal finances, pay your future peace of mind first. Set aside ten or more percent of your raw income for simple emergency savings or a liquid fund kept in cash, not an investment. Unexpected expenses are going to occur, this way when they do they hit your protective moat and not you nerves and stress.

Start saving money for your children’s college education as soon as they are born. College is a very large expense, but …