The state of the economy is forcing many families to take a long, hard, look at their wallets. Focusing on spending and saving may feel frustrating, but taking good care of your personal finances will only benefit you in the long run. Here are some great personal finance tips to help get you started.

No matter what you’re trying to purchase, whether it’s a washing machine or a pair of jeans, always research your options to make sure that you’re getting the best deal possible. If you can save as much as 10% on every purchase you make, your financial situation will start to look great in no time at all.

A great way to save money, with gas being as expensive as it is, is to cut down on your driving. If you have several errands to run, try to do them altogether in one trip. Connect all the places you need to go to into an efficient route to save mileage, and in effect, save on gas.

Offering one’s services as a cat groomer and nail clipper can be a good choice for those who already have the means to do so. Many people especially those who have just purchased a cat or kitten do not have nail clippers or the abilities to groom their pet. An individuals personal finances can benefit from something they already have.

Keep track of your pennies. So many people these days throw pennies away and do not realize that they will add …