Female tourists standing at Wall Street in New York
Source: Flickr

Our personal finances often weigh heavily on our minds. It seems that some people have a knack for keeping their in order, while others tend to struggle. Despite the fact that some of us have an easier time or more financial means than others, we can all get them in order, if we have the knowledge to do so. In this article, you will find tips and advice for doing just that.

Take a look at your investments. If it’s been a while since you did any financial shifting of assets, it might be time to do that. With the changes in the economy, what used to be a good safe bet, and what used to earn lots of interest per year, has changed.

By being conscious of your utilities usage such as electricity, gas or even water, you can reduce the amount on your bills. This savings can add to valuable extra money to your personal finances. Saving money from utilities fees can often help more than you think.

Triple check your credit card statements the moment you arrive home. Make sure to pay special attention in looking for duplicates of any charges, extra charges you don’t recognize, or simple overcharges. If you spot any unusual charges, contact both your credit card company and the business that charged you immediately.

The envelope system is a tried and true budgeting technique that can work well for those who have a hard time staying within their budget. …